What’s included How it works Waitlist Open my portal
InstantAPPLY is live for Sherlok customers

Applications done in minutes.
More loans written.

InstantAPPLY handles the fact-find, scenario comparisons, product selection, bank statements, and credit reports. Now in every Sherlok subscription, at no extra cost.

portal.sherlok.com.au/applications
Submission ready
Sarah Mitchell
Purchase · $485,000 · Owner-occupied
Fact-find complete
All sections filled by client
Bank statements pulled
3 accounts · 3 months · live data
Expenses auto-categorised
24 transactions categorised
Credit report run
Score: 782 · No defaults
3 min
Application ready

Two products. One Sherlok plan.

InstantAPPLY and RateTraker are both included in every active Sherlok subscription. No add-ons, no upgrades.

InstantAPPLY

Applications, prepped automatically.

Send your client a link. The fact-find, bank statements, credit reports and expense categorisation all happen in the background. You get a submission-ready file, not a half-finished form.

  • Smart fact-find, completed on the client’s phone
  • Unlimited bank statements, any date range
  • 10 Experian credit reports per month included
  • Auto expense categorisation
  • Quickli scenarios pre-populated
  • Automatic push to AFG CRM
RateTraker

Retain the clients you’ve already won.

RateTraker monitors your clients’ data continuously and tells you the moment a rate becomes uncompetitive. Refinancing alerts, ready to action, before your client starts shopping around.

  • Automatic rate monitoring, 24/7
  • Alerts when a client’s rate needs a review
  • Works with any aggregator
  • Automated refinancing alerts
  • Customer invite and consent flow
  • Already live in your portal

From pre-qual to application-ready in minutes.

01

Send the link

Share your branded link via email, text, Calendly or your email signature. Your client opens it on their phone.

02

Client does the fact-find

Around 10 minutes. They connect their bank accounts, complete the fact-find, and the tool pulls statements and runs the credit report.

03

Application ready to lodge

Quickli scenarios pre-populated, data structured, pushed to AFG. You review and lodge. No re-keying.

The admin that used to take hours, gone.

Never chase bank statements again

Unlimited statements pulled live from your client’s accounts. Any date range, lender-formatted, no per-pull fees.

Expenses categorised automatically

No manual review, no spreadsheets, no time lost interpreting transactions. Categorised straight from bank data.

Pre-qualify in 5 minutes

Live income, expenses and account data from day one. Know if a deal stacks before you commit another hour.

Supporting docs auto-filed

Everything created, renamed and filed in one place. Download the full set with one click when you’re ready to lodge.

Already a Sherlok customer?
InstantAPPLY is waiting in your portal.

Log in, open InstantAPPLY from the side nav, and send your first link. No setup, no extra cost, no new contract.

Open my portal

Already working for brokers like you.

Done in like three minutes where usually it takes so much longer than that. That’s really good.

AB
Ashton Borg
HLoans

I think it’s a great product and I don’t want to be left behind. This is something I’ve been asking for, so this is great.

JR
Johnathan Rothbart
JR Mortgages

We’re focused on our existing brokers right now.

We’ve paused new onboarding while we roll InstantAPPLY out to our current customers. If you’re curious and want to be first in line when we open up again, join the waitlist and we’ll be in touch.

Join the waitlist

Open your portal.
Send your first link today.

InstantAPPLY is already in your subscription. No upgrade required, no extra cost, no setup.

Open my portal